Insurance and Payment at Princeton Spine Disc and Chiropractic

Princeton Spine Disc and Chiropractic operates as an out-of-network practice, which means Dr. Sojitra is not constrained by insurance dictated protocols your care plan is built around what you actually need.

What Out-of-Network Means for Your Care

Insurance companies pay for care that meets a minimum standard, not necessarily the most effective clinical approach. For straightforward mechanical issues that may be sufficient, but patients dealing with disc herniations, complex nerve conditions, neuropathy, TMJ, or neurological dysfunction often require a broader treatment strategy than insurance directed care allows.

At Princeton Spine Disc and Chiropractic, every care plan is built around Dr. Sojitra’s clinical findings, not insurance pre-approvals. That distinction is one reason patients who did not achieve lasting results with insurance covered chiropractic often experience different outcomes here.

Being out of network does not mean unaffordable. Payment options are reviewed on Day 2, and most patients find a structure that fits their situation.

How Payment Works at This Practice

Payment details and financial agreements are reviewed during your Day 2 Report of Findings visit, before care begins. Dr. Sojitra walks through his recommendations, the expected timeline, and the associated costs so you have a complete picture before committing to anything.

Most patients at Princeton Spine Disc and Chiropractic pay in one of the following ways:

Monthly payment plans

The most common structure. You pay a set monthly amount for your care package, which covers a defined number and type of visits over the plan period.

Prepay

Some patients prefer to pay for their full care plan upfront. Dr. Sojitra reviews both options on Day 2 so you can choose what works best.

Pay per visit

Available in some cases. Dr. Sojitra is straightforward about what this means for your care it is a real option, and he will not turn patients away because they cannot commit to a package upfront.

The Day 1 evaluation visit is billed separately and payment is collected at the end of that visit.

Can I Submit to My Insurance?

Possibly, depending on your plan. As an out-of-network provider, Princeton Spine Disc and Chiropractic does not bill insurance directly. However, many patients with PPO plans or out-of-network benefits are able to submit claims for partial reimbursement.

To support this process, Dr. Sojitra’s office can provide a superbill, an itemized receipt containing the diagnosis and procedure codes required by your insurance carrier. Reimbursement for out-of-network chiropractic care depends entirely on your specific plan and benefits. We recommend contacting your insurance carrier before your Day 2 visit to verify your out-of-network chiropractic coverage.

We are not able to verify benefits or guarantee reimbursement, and we cannot advise you on the specifics of your plan. But we are happy to provide the documentation you need to submit on your own.

Frequently Asked Questions About Insurance and Payment

Why doesn't this practice take insurance?

Being out-of-network gives Dr. Sojitra the clinical freedom to recommend what each case actually requires. The services at this practice including DRX9000 decompression, SoftWave, EMTT, cold laser, NeuFit, and Cranial Facial Release are not covered by most insurance plans regardless. Working within insurance constraints would mean limiting care to a fraction of what is available here.

Is out-of-network care more expensive?

It depends on what you are comparing. A standard insurance-covered adjustment may cost less per visit, but if it does not address the underlying problem, you may be paying indefinitely without resolution. Dr. Sojitra’s care plans are structured to get results within a defined timeframe. Most patients complete an initial plan and move into lower-frequency maintenance or discharge rather than open-ended weekly visits.

What does the Day 1 visit cost?

The Day 1 consultation, neurological exam, and any X-rays are billed as the initial visit fee. The exact amount is confirmed when you book. Payment is collected at the end of Day 1. Your Day 2 care plan and financial agreement are handled separately.

Do you offer any financing?

Payment plan options are reviewed on Day 2. Dr. Sojitra structures monthly payment plans for most care packages, spreading the cost over the duration of care. If cost is a concern, bring it up on Day 2 and he will be direct about the options.

What if I have Medicare or Medicaid?

Princeton Spine Disc and Chiropractic does not participate with Medicare or Medicaid. If you have questions about your specific situation, reach out before booking and the office will do its best to help.

Have questions about payment before you book? We are happy to talk through it.

Ready to Get Started? Let's Talk Through the Details.

The first step is simply booking your Day 1 evaluation.